Shop Insurance can vary greatly between insurance companies. At National Insurance we work closely with all of the leading insurance companies providing shop insurance in the Irish market.
We can speak to all of these insurance companies to make sure that we can compare all of their shop insurance policies so that you have the peace of mind of knowing that your shop has the right level of cover at the best price.
What’s covered in your Shop Insurance
Including the building, outbuildings, walls and landlord’s fixtures and fittings, tanks, drains, pipes and cables servicing the buildings. Covers can include:
- Trace and Access in respect of Water/Oil Leakage
- Damage by Emergency Service Vehicles
- Landscaping Damage
- Rent Payable
- Replacement of Locks
Including fixture and fittings, machinery and all other contents including shop/office front, external signs, business books, stock in trade, telephone installation, gas or electricity meter etc.
Additional Cover can include (Trade Contents Only)
- Trade fixtures and fittings temporarily removed from the premises up to a limit of 15% of Sum Insured
- Accidental damage of fixed glass
- Seasonal Increase of 25% to the Sum Insured at Christmas and Easter
- Loss or damage to Money including
- Crossed Cheques up to €325,000
- in a locked safe up to €2,000
- in your home or that of an authorised employee up to €650
- Malicious attack up to €20,000
- Employers Liability up to €13,000,000
- Public Liability up to €6,500,000
- Tenants Liability up to 15% of Sums Insured of Trade Contents
- Business Interruption – This covers you against loss of income and/or extra expenses incurred as a result of interruption or interference to your Business caused by damage to Buildings or Contents
Your policy can also be extended to include Accidental Damage to Buildings or Trade Contents.
Optional Shop Insurance Covers
Loss or Damage of frozen food following an accidental failure of the power supply or breakdown of the appliance.
Goods in Transit
Covers goods in transit during collection and delivery but excludes loss or damage due to theft, robbery, storm.
This section covers you and your employees against accidental bodily injury.
This package is tailored to meet the growing needs of shop-owners. To ensure flexibility, the cover can be adjusted at any time to meet your specific business requirements.
So join our ever growing number of happy business customers benefiting from our Public Liability Insurance. Take the National Insurance Challenge and see how much you can save on your Public Liability Insurance today.
To get your shop insurance quote call 1890 904 904 or click the button below.