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The property is in a good state of repair. It will be so maintained at all times and the buildings are at least 75% of standard construction i.e. built of brick, stone or concrete with a slate or tiled roof. |
| The property is secure and good quality mortice locks are fitted to all external doors. |
| The property will not be left unoccupied for more than 60 consecutive days in one year. |
| No insurer has declined or terminated insurance or imposed special terms or conditions. |
| Neither you nor any other person concerned with this risk has ever been convicted of any offence, other than minor driving offences. |
| The buildings will be insured for an amount equal to the reinstatement cost unless you specify a higher amount. |
| No loss, damage or liability has arisen in the last 3 years whether insured or not. |
| You agree that this Declaration and any additional information provided in order to obtain insurance shall be the basis of the contract between you and Hibernian Insurance Company Ltd. |
| The property is your main home, occupied solely by you and/or your family and is not used in any way for business purposes. |
| Please note that, although you may be excluded by the criteria set out above, alternative options may be available to you. Please contact National Insurance on 0818 715 715 for further details. |
